Car Insurance in Spain

Welcome to www.carinsurancespain.org – the website devoted to the subject of car insurance in Spain in English.

Not only do we help explain the intricacies and details of insuring your car in Spain but most importantly we show you where to go to obtain quotes so you can obtain the cheapest car insurance in Spain.

We list insurance brokers providing Spain car insurance as well as insurance companies, many of which you can go to directly for car insurance Spain online quotes.

We even have real Spanish car insurance case studies which compares car insurance in Spain with us showing you the actual results of the different quotations in order to help you find out who is the cheapest.

Sometimes we may refer to car insurance as motor insurance or auto insurance but all of these terms refer to the same thing.

Our website is in English and therefore primarily designed for English speaking people looking for Spanish car insurance. Most of our customers are living in the popular coastal areas of Spain, principally the Costa Blanca (especially Alicante, Benidorm, Torrevieja) and Costa del Sol (especially Marbella, Benalmadena, Fuengirola, Torremolinos, Malaga).

Our guide to car insurance will also help you if you are looking for quotations in other popular areas of Spain such as Costa Brava, Madrid, Barcelona, Tenerife, Lanzarote, Majorca/Mallorca and Menorca.

We appreciate many of our readers are expatriates, also known as expats, therefore many of our recommendations take into account the service you would need in the event of having an accident or needing to claim on your insurance. We favour well established companies and brokers who have English speaking staff and who even provide policies and documentation in English.

How to Find Cheap Car Insurance in Spain

Lets face it most people finding our website are interested in knowing how to find the cheapest car insurance in Spain.

To do this we recommend the following steps:

cars driving on motorway 1. Contact a Spanish car insurance broker, we list all the best known names and most reliable insurance brokers on our dedicated car insurance broker Spain page.

All of the insurance brokers we list speak English. Just give them all your details and they would then go away and do the comparison and come back to you with the best car insurance quotes.

Ibex, INOV Insurance, Abbeygate, Jennifer Cunningham and Knight Insurance are some of the biggest Spanish insurance brokers.

2. Do some research yourself by getting online and looking to compare car insurance prices and quotations from different websites.

These online price comparison websites for car insurance in Spain also take your details and give you cheap quotes. You may not necessarily come up with a better price than the broker, because often their professional contacts and prices can be best but it is worth making a bit of effort so you are reassured that you are getting the best deal.

3. It is also possible you to go directly to a number of insurance companies in Spain that deal in car insurance.

Well-known and established companies include: Linea Directa (the Spanish equivalent of Direct Line Insurance in the UK) as well as Liberty Seguros, Allianz and Mapfre car insurance.

Often the easiest way is just to telephone these companies, they can often come up with extremely competitive deals because of their huge size and buying power.

4. If you are renewing Spanish car insurance then the easiest way to save money is by challenging your existing insurer to come up with a more competitive quote.

Spanis car insurance brokers and companies rely on you just accepting the standard renewal quote that they send out in the post. We have found on many occasions that when we are actually questioned the price, which invariably seems to go up each year, suddenly there is some reason whereby they have come up with a lower quotation.

This really is preferable to switching insurance companies because there is absolutely no work involved in searching around for better prices and filling out lots of forms with the new company and providing proof of no claims bonus.

Types of Car Insurance for Spain

The different types of car insurance in Spain: we explain the differences between the different levels of cover you can take out on your car insurance. From the most basic cover which is third-party insurance, to third party fire and theft insurance up to the maximum level of coverage which is commonly known as fully comprehensive insurance.

Did you know that you can get substantial discounts off your Spanish car insurance by building up what is known as a No Claims Bonus in Spain?

Frequently Asked Questions About Car Insurance in Spain

As well as helping you compare prices and quotations car insurance in Spain we also have a number of related car insurance articles, these are particularly helpful and informative on the subject of owning a car in Spain as well as looking at some of the driving regulations for the roads in Spain.

Some of the more popular questions include:

If I have a UK registered car in Spain do I need to take out insurance? – we get lots of questions from people who own a car registered outside Spain, mostly cars registered and licensed in the United Kingdom, with people asking is it legal and is it possible for them to take out car insurance in Spain on UK registered cars.

For a detailed answer see our page on Can I Insure My UK Registered Car in Spain?

Is Car Insurance in Spain Compulsory? - This is another popular question from people who are just not even sure that they really need to take out car insurance.

We also have a number of enquiries from young drivers in Spain who have said they have had great difficulty in obtaining quotes for car insurance. Indeed we took up a true life case study for young drivers car insurance in Spain in which one of our readers ask us to find the lowest quote for her Chryser PT Cruiser.

Summary – Basically this website covers anything related to cars and insurance in Spain. In particular we focus on helping and assisting people find information on: